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Home News Local News

CMB Designees | MBA – Mortgage Bankers Association

by NewsReporter
April 1, 2022
in Local News
Reading Time: 45 mins read
cmb-designees-|-mba-–-mortgage-bankers-association
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Have questions about being a sponsor or how you can help participate in the program? Contact us at [email protected]

CMB Society Leadership:

SuSheila Dhillon, CMB, AMP

Society Chair

Director, MAXEX, LLC

Len Patton, CMB

Society Vice-Chair

Vice President, Default Services Altisource Portfolio Solutions, Inc.    

Lyubomira Buresch, CMB, AMP

Society Secretary

Founder & CEO, Polygon Research, Inc. 

All CMBs

Congratulations to the following professionals who have earned the CMB® Designation (Master, Residential, or Commercial). View the full list below.

James A. Abbott, CMB

American Security Mortgage Corp.

Charlotte, NC

Dana Abernathy, CMB, AMP

Computershare Loan Services

Greenbrier, TN

Howard Ackerman, CMB, AMP

Regions Financial Corporation / Regions Mortgage

Oak Brook, IL

Ashwin Adarkar, CMB

Boston Consulting Group

Los Angeles, CA

Ronald J. Agasar, CMB

Mr. Cooper

Dallas, TX

Efe Aghimien, CMB, AMP, CPA

SWBC Mortgage

San Antonio, TX

Maynard Ahner, CMB

Wells Fargo Bank, N.A.

Irving, TX

James M. Ahrens, CMB

Five Star Bank

Amherst, NY

Robert D. Aiello, CMB

Wells Asset Management, Inc.

Dallas, TX

Terry A. Aikin, CMB, AMP

Mortgage Guaranty Insurance Corporation (MGIC)

Englewood, CO

Nasim Al-Hakim, CMB

NewRez LLC

Charlotte, NC

Kimberly Alexander, CMB, CRO

Towne Mortgage Company

Troy, MI

Kelly Stewart Allen, CMB

Diversified Capital Funding

Tracy, CA

Tim D. Allen, CMB, CMB

First Horizon Bank

Naples, FL

Timothy W. Almquist, CMB, AMP

Austin, TX

Rebecca Almstrom, CMB, AMP

Wells Fargo Home Mortgage

Minneapolis, MN

Alice Alvey, CMB

Union Home Mortgage

Strongsville, OH

Hector Amendola, CMB

Panorama Mortgage Group

Las Vegas, NV

Daniel H. Aminoff, CMB, AMP

Citizens Bank

Falls Church, VA

Troy W. Andersen, CMB, AMP

Eli Global, LLC

Durham, NC

Kathryn J. Anderson, CMB, AMP

TENA Companies, Inc.

Saint Paul, MN

Keith M. Anderson, CMB, AMP

Optimal Blue, LLC

Plano, TX

Dale H. Andreas, CMB, CPA

The Woodlands, TX

Brian S. Andrews, CMB

Baton Rouge, LA

Theresa Angelo, CMB, AMP

Arch Mortgage Insurance Company

Palm Coast, FL

Christopher G. Applegate, CMB

Arlington, VA

Derek Aramburu, CMB, AMP

New American Funding

Tustin, CA

Bradford C. Armstrong, CMB

Armstrong Mortgage Company

Columbus, OH

Kathleen A. Armstrong, Master CMB

Boston, MA

Steven C. Arnold, CMB

MAXEX, LLC

Fuquay Varina, NC

Gary L. Avery, CMB, CRMP

Bankers Mortgage Consulting

Brownsburg, IN

Amy Azorandia Curtis, CMB

Firstrust Bank

Horsham, PA

Michael P. Azzarello, CMB, AMP

Jacksonville, FL

Raoul Badde, CMB, AMP

Finance of America

Chino, CA

Mitch E. Badr, CMB, AMP

Blackstone Financial Inc.

Carlsbad, CA

Cheryl Bahnsen, CMB, AMP

Wells Fargo Home Mortgage

Shoreview, MN

Michael Bailey, CMB

Boston Private Bank & Trust Company

Boston, MA

Andrew M. Baker, CMB

Macatawa Bank

Holland, MI

Barry Baker, CMB

Plano, TX

Christopher Baker, CMB

Nations Lending Corp

Independence, OH

Paul Balaschak, CMB, AMP

Union Bank

Brea, CA

Jeffrey J. Banyas, CMB

Department of Commerce Federal Credit Union

Washington, DC

David D. Barber, CMB

Q10 Capital, LLC

Salt Lake City, UT

Lindsay Walters Barbera Jr., CMB, AMP, CMS

Lenders One

Baton Rouge, LA

John Delancey Barbie, CMB

Camarillo, CA

James B. Barclay, CMB, FLMI

Southern Farm Bureau Life Insurance Company

Jackson, MS

Lynnmarie Barisano, CMB, AMP

Bank of America

East Hartford, CT

Brit Barker, CMB, AMP

Origence, a CU Direct Brand

Irvine, CA

Dawn H. Barker, CMB

Confluent Strategies

Memphis, TN

David R. Barkley, CMB

Freddie Mac

Mc Lean, VA

Michael Barrett, CMB, AMP

Woodland Hills, CA

Nancy Barthel, CMB, AMP, PMP

Fay Servicing, LLC

Chicago, IL

Katie Barulsen, CMB

Crescent Mortgage Company

Atlanta, GA

Daniel S. Bayer, CMB, AMP

NewFi Lending

Emeryville, CA

Wendy S. Beach, CMB, AMP

MB Financial Bank, N.A.

Ann Arbor, MI

Daniel Beam, CMB

Firstrust Bank

Horsham, PA

Edward T. Bean, CMB

Wells Fargo Bank, N.A.

Charlotte, NC

Rick S. Beardsley, CMB, AMP

Roseville, CA

Tab Beauregard, CMB

Enact

Raleigh, NC

Rhonda Beck, CMB

Charlotte, NC

Steven Beck, CMB

Q10 Capital, LLC

Irvine, CA

Andy L. Beckham, CMB, AMP

Old Republic National Title Insurance Company

Greensboro, NC

J. Lynn Beckstead, CMB

Salt Lake City, UT

William Patrick Begg, CMB, AMP

M/I Financial LLC

Columbus, OH

West Beibers, CMB, AMP

The Commonwealth Group

Germantown, TN

Michael Bekes, CMB, AMP

Wells Fargo Home Mortgage

Fort Mill, SC

Judith A. Belanger, CMB

Houston

Chase Belew, CMB

Austin, TX

Maida H. Bell, CMB

Cenlar FSB

Ewing, NJ

Jake Belter, CMB, AMP

MMI

Cottonwood Heights, UT

Nancy Benites, CMB, AMP

Freedom Mortgage Corporation

Santa Ana, CA

Karl Benjamin, CMB

Cardinal Financial Company

Scottsdale, AZ

Peter Benjamin, CMB

New Bedford, MA

Ross Bennett, CMB

Paramount Residential Mortgage Group

Corona, CA

Kyle D. Bensen, CMB, CMSP

Experian Information Solutions, Inc.

Costa Mesa, CA

Bradley Benton, CMB, AMP

BancorpSouth Bank

Jackson, MS

Marsha Berlinski, CMB

KeyPoint Credit Union

Santa Clara, CA

Michael D. Berman, CMB

M&T Realty Capital Corporation

Baltimore, MD

Thomas A. Bernaciak, CMB

U.S. Department of Housing and Urban Development

Washington, DC

Anthony G. Berris, CMB, AMP

HomeAmerican Mortgage Corporation

Denver, CO

Paul A. Best, CMB

People’s United Bank

Louisville, KY

Keith Bickel, CMB

Bank of America

Washington, DC

Debbie J. Bigelow, CMB, AMP

Amarillo National Bank

Amarillo, TX

Darrel Bilbrey, CMB

Linthicum Heights, MD

Jeffrey M. Birdsell, CMB, CMT

ReverseVision

San Diego, CA

Angela A. Blackwell, CMB, AMP, CRCM

Wells Fargo Bank, N.A.

San Antonio, TX

Andrea M. Blais, CMB, AMP

SchoolsFirst Federal Credit Union

Santa Ana, CA

Ken J. Block, CMB

New American Funding

Tustin, CA

Anthony Blodgett, CMB

New American Funding

Lake Stevens, WA

Jason Bohrer, CMB, CMS

Veterans First Mortgage

Salt Lake City, UT

Rhiannon Bolen, CMB, AMP

ICE Mortgage Technology

Pleasanton, CA

John Bollman, CMB

Crestwood, KY

Joseph A. Bonaventura Jr., CMB

Truist

Jacksonville, FL

Jeff Bonner, CMB

Sterling National Bank – Warehouse Lending

New York, NY

David C. Boone, CMB

Rutherford, NJ

Richard Booth, CMB

New York, NY

Jodi Bourgerie, CMB

Wells Fargo Home Mortgage

Minneapolis, MN

Sarah Bowers, CMB, CMS, CRCM, CAMS

USAA Federal Savings Bank

San Antonio, TX

Richard D. Boyd, CMB

Wells Fargo Home Mortgage

Atlanta, GA

Phil Bracken, CMB

VantageScore Solutions, LLC

Stamford, CT

Robert N. Bradbury Jr., CMB, AMP, CRO

Jackson, CA

Scott Brader, CMB

Union Home Mortgage

Westerville, OH

Cindy Bradley, CMB, CML

Colorado Housing and Finance Authority

Denver, CO

Russell Brady, CMB

Blue Loans LLC

Aurora, OH

J. Michael Brasco, CMB

Boston, MA

Kevin M. Breeland, CMB

Guaranteed Rate, Inc.

Chicago, IL

Dan Brendes, CMB

Berkadia

Chevy Chase, MD

David Bridges, CMB, AMP

First Heritage Mortgage, LLC

Fairfax, VA

Jay Briggs, CMB

Walnut Creek, CA

Edgar Bright III, CMB, AMP

Standard Mortgage Corporation

New Orleans, LA

Aaron Brill, CMB

Woodland Hills, CA

John Briseno, CMB

Overland Park, KS

Bob Broeksmit, CMB

Mortgage Bankers Association

Washington, DC

Eric Brooks, CMB, AMP

Wells Fargo Bank, N.A.

Charlotte, NC

Harold I. Brooks, CMB

HIB Consulting LLC

Ashland, VA

Christina Zotzmann Brown, CMB, AMP, CRU

Atlantic Bay Mortgage Group, LLC

Virginia Beach, VA

Cristofer Brown, CMB

American Fidelity Assurance Company

Oklahoma City, OK

Roger F. Brown, CMB

VirtualBank

Stuart, FL

Susan Brown, CMB, AMP

North Plains, OR

Chris Bruner, CMB, AMP

TRK Connection

Wentzville, MO

Anthony A. Bruschi, CMB, AMP

Radian Guaranty Inc.

Philadelphia, PA

Drew Buccino, CMB

Phoenix, AZ

Jeffrey D. Buchanan, CMB, AMP

IBM

Fernandina Beach, FL

Philip H. Buckley, CMB

Ginnie Mae

Washington, DC

Kevin D. Buechler, CMB

Wells Fargo Home Mortgage

Centennial, CO

Steven R. Buehler, CMB

Wells Fargo Home Mortgage

San Diego, CA

Heather Bullard, CMB

Fannie Mae

Denver, NC

Nathan J. Burch, CMB

Vellum Mortgage

Fairfax, VA

Scott Burchett, CMB, AMP

Southeast Mortgage

Duluth, GA

Lyubomira Buresch, CMB, AMP

Polygon Research, Inc.

Washington, DC

Laura Burford, CMB, AMP

American National Bank

Omaha, NE

Jennifer J. Burlison, CMB

Gig Harbor, WA

Rose T. Burton, CMB, AMP

Fannie Mae

Herndon, VA

Kip Buss, CMB

Wells Fargo Home Mortgage

Alpharetta, GA

Tammy Butler, Master CMB

Mortgage Currentcy

McHenry, IL

Curt Byers, CMB

Kinecta Federal Credit Union

Manhattan Beach, CA

Donald G. Calcaterra Jr., CMB, AMP

Platinum Home Mortgage Corporation

St. Claire Shores, MI

Daniel Calcaterra CMB, AMP, CMB, AMP

Platinum Home Mortgage Corporation

St. Clair Shores, MI

W.H. Gerald Caldwell, CMB, AMP

Equifax

Atlanta, GA

John Camarena, CMB, AMP

Encinitas, CA

Robert A. Camerota Sr., CMB, AMP

AHP Servicing LLC

Brea, CA

Mary Carlson, CMB

Citizens Bank

Portsmouth, NH

Robert Carlton, CMB, AMP

Primary Residential Mortgage, Inc.

Salt Lake City, UT

Raymond H. Carter, CMB

Phoenix, AZ

Shelley Stuart Carvel, CMB

Unum

Portland, ME

Debra A. Casale, CMB

Walker & Dunlop, LLC

Bethesda, MD

Edward V. Casanova, CMB

Bourns Employee Federal Credit Union

Riverside, CA

Brandon W. Case, CMB, AMP

Petaluma, CA

Pat J. Casey, CMB, AMP

Fulton Mortgage Company, a Division of Fulton Bank

Rockville, MD

Kelly W. Cassidy, CMB

Q10 Capital, LLC

Portland, OR

Alexander Castellanos, CMB

First Horizon Bank

Coral Gables, FL

Charlotte Castles, CMB

South State Bank

Charleston, SC

Kathleen Caswell, CMB, AMP

Mc Lean, VA

John Chan, CMB

New York, NY

James Chatman, CMB, AMP

Freddie Mac

Mc Lean, VA

Lindsay Chatman, CMB, AMP

Freddie Mac

Mc Lean, VA

Guillermina Chaux, CMB

First Residential Mortgage Services Corporation

Englewood Cliffs, NJ

Samuel Chazanow, CMB, AMP

Movement Mortgage, LLC

Fort Mill, SC

Mark E. Cheney, CMB, AMP

Wells Fargo Home Mortgage

Atlanta, GA

Todd Cheney, CMB

Heritage Mortgage Company, dba Davidson Homes Mortgage

Huntsville, AL

Margaret Chiavini, CMB, AMP

Caliber Home Loans, Inc.

Irving, TX

Roy Chowdhury, CMB

Allied Mortgage Group, Inc.

Bala Cynwyd, PA

Eric Christensen, CMB, AMP

LERETA, LLC

Covina, CA

Joseph Cilento, CMB

American Financial Resources Inc

Parsippany, NJ

Kevin Clancy, CMB, Esq.

Roseland, NJ

Gary D. Clark, CMB

Sierra Pacific Mortgage Company, Inc.

Folsom, CA

James Clark, CMB

Central Mortgage Company

Marshfield, MO

Kip Clark, CMB

Coeur D Alene, ID

Rick Clark, CMB

Los Angeles, CA

Andrew Clarkson, CMB, AMP

United Federal Credit Union

Saint Joseph, MI

Brenda B. Clem, CMB

Cenlar FSB

Ewing, NJ

Yvette Clermont, CMB, AMP

Inlanta Mortgage Inc.

Lakewood Ranch, FL

Christine Clifford, CMB

Embrace Home Loans

Middletown, RI

Michele Cloud, CMB

Magnolia, TX

Andrea K. Cochrane, CMB, AMP

Torrance, CA

Jack M. Cohen, CMB, CRI

Stronghill Capital, LLC

Austin, TX

Kevin Conlon, CMB, AMP

Mutual of Omaha Mortgage Inc.

San Ramon, CA

Kevin Conlon, CMB

Mutual of Omaha Mortgage Inc.

Omaha, NE

Kathleen M. Connor, CMB

Minneapolis, MN

Thomas Cooley, CMB

Dwight Capital LLC

New York, NY

Daniel E. Cooper, CMB

Cornerstone Home Lending, Inc.

Houston, TX

Glenda L. Cooper, CMB, AMP

Bellevue, WA

Pam Cooper, CMB

Citywide Home Loans/CHL Mortgage

Sandy, UT

James Cope, CMB

Walker & Dunlop, LLC

Hartland, WI

William T. Corcoran, CMB

Virginia Housing Development Authority

Richmond, VA

John A. Cosculluela -1, CMB

American BancShares Mortgage LLC

Miami Lakes, FL

Bill Cosgrove, CMB

Union Home Mortgage

Strongsville, OH

Louis Costanzo, CMB, AMP

Annapolis, MD

Robert M. Couch Esq., CMB

Bradley Arant Boult Cummings, LLP

Birmingham, AL

Melanie Coulton, CMB, AMP

Plaza Home Mortgage, Inc.

Schwenksville, PA

Craig Crabtree, CMB, AMP

Equifax

Atlanta, GA

Alan S. Craib, CMB, AMP

Costa Mesa, CA

Becky L. Crain, CMB

Regions Financial Corporation / Regions Mortgage

Birmingham, AL

Amy Creason, CMB

Freddie Mac

Mc Lean, VA

Kristin E. Croenne, CMB, AMP

Wells Fargo Home Mortgage

Springfield, IL

Thomas P. Cronin, CMB

SitusAMC

Grosse Pointe, MI

Jo Ann Crook, CMB, AMP, CMS, CMT

Black Knight

Jacksonville, FL

Lyn Crutchfield, CMB, AMP

Essent Guaranty, Inc.

Wayne, PA

Gary Culbreath, CMB, AMP

Freedom Mortgage Corporation

Mount Laurel, NJ

Ron Culver, CMB, AMP

Stockman Bank of Montana

Bozeman, MT

Ellysa Cummings, CMB

New American Funding

Minneapolis, MN

Henry V. Cunningham, CMB

Highlands Residential Mortgage

Dallas, TX

Scot K. Cunningham, CMB, AMP

El Segundo, CA

Don Cupit, CMB

Winston Salem, NC

Michael Curtis, CMB, AMP

SEFCU Services, LLC dba SEFCU Mortgage Services

Albany, NY

Christopher J. Cusack MBA, CMB

Presidential Bank, FSB

Bethesda, MD

Gregory D’Arco, CMB

Mc Lean, VA

William David Dallas -1, CMB, J.D.

Las Vegas, NV

Mary K. Daniel, CMB, AMP

PNC Real Estate

King and Queen Court House, VA

Ray J. Daniel, CMB

Cedar Park, TX

James H. Danis II, CMB, AMP

Residential Mortgage Corp.

Fayetteville, NC

Anne Marie Danko, CMB, AMP

Nashville, TN

Lizzie David, CMB

Mortgage 1, Inc.

Sterling Heights, MI

Winifred E. Davis Patterson, CMB, AMP

Federal Reserve Bank of Richmond

Charlotte, Nc

Vanessa Davison, CMB

Greenwood Village, CO

Jeff Dechert, CMB, AMP

Mortgage Principal Strategies, LLC

Fort Mill, SC

James M. Deitch, CMB, CPA

Teraverde Financial

Lancaster, PA

Mark A. Deitz, CMB

State Employees’ Credit Union

Raleigh, NC

Donald Delzell, CMB, AMP

La Quinta, CA

Justin Demola, CMB

Lenders One

Ringoes, NJ

Ben J. Dempsey, CMB, CPA

Colonial Savings, F.A.

Fort Worth, TX

Mark Dennis, CMB

El Campo, TX

Debbie Dever, CMB, AMP

Colonial Savings, F.A.

Fort Worth, TX

SuSheila Dhillon, CMB, AMP

MAXEX, LLC

Atlanta, GA

Frank Diecidue, CMB

Huntington Beach, CA

Waunita Diem, CMB

Primary Residential Mortgage, Inc.

Salt Lake City, UT

Tammy Dixon, CMB, AMP

Tammy Dixon Real Estate LLC

Greensboro, NC

Angela R. Dodson, CMB, AMP

U.S. Bank Home Mortgage

Lake St. Louis, MO

William F. Dolan, CMB, AMP

Spillane Consulting Associates, Inc.

North Weymouth, MA

Rachel M. Dollar, CMB

Smith Dollar PC

Santa Rosa, CA

Marito Isleta Domingo, CMB

First Tech Federal Credit Union – Residential

Hillsboro, OR

Anthony J. Domini, CMB, AMP

Riverwoods, IL

Frank P. Donnelly, CMB, AMP

Truist

Greensboro, NC

Phillip Donoho, CMB

Enact

Spring Hill, TN

Jordan D. Dorchuck, CMB

BSI Financial Services, Inc.

Irving, TX

George Dover, CMB

Cascade Financial

Chandler, Az

Joseph Doyle, CMB, AMP

Arch Mortgage Insurance Company

Lake Geneva, WI

Daniel Blake Duncan, CMB

Citizens Bank

Glen Allen, VA

Susan J. Duncan, CMB, CRU

JP Morgan Chase

Seattle, WA

Christopher R. Dunn, CMB

Weymouth, MA

Michael D. Dunn, CMB

FBC Mortgage, LLC

Orlando, FL

Daniel Duplantis, CMB, CRU

DEVAL, LLC dba Your Home Now Mortgage

Auburndale, FL

Phillip G. Durban, CMB

Nashville, TN

Kevin E. Dwyer, CMB

Envoy Mortgage

Monroe, LA

Dale L. Dykema, CMB

Newport Beach, CA

Travis Dyson, CMB, CMCP

Flagstar Bank, FSB

Troy, MI

Craig S. Eckes, CMB, AMP

New York, NY

Jared Edmonds, CMB, AMP

Gateway First Bank

Dallas, TX

Owen M. Edwards, CMB, AMP

Guild Mortgage Company

Columbia, SC

Vance Edwards, CMB, AMP

Mortgage Guaranty Insurance Corporation (MGIC)

Milwaukee, WI

Jeff Ehrlich, CMB, AMP

Cypress Mortgage Capital

St. Croix, USVI, VI

Robert B. Ehrman, CMB

Palm Harbor, FL

Brad Eimer, CMB

U.S. Bank Home Mortgage

Earth City, MO

Brad Eimer, CMB

Mortgage Bankers Association of St. Louis

Saint Louis, MO

George Elliott Jr., CMB

Houston, TX

Amber Elwell, CMB

Guild Mortgage Company

San Diego, CA

Monica Emmerson, CMB, AMP

CoreLogic

Irvine, CA

Michael J. English, CMB, AMP, CMT

Pleasanton, CA

Maureen Erwin, CMB

JP Morgan Chase

Iselin, NJ

Mike Eshelman, CMB, AMP

PennyMac Financial Services, Inc.

Westlake Village, CA

Robert F. Eustis, CMB

Eustis Mortgage Corporation

New Orleans, LA

Calvin Evans, CMB

Geneva Financial, LLC

Chandler, AZ

Ronald S. Evans, CMB

Southlake, TX

Terrence Evans, CMB, AMP

Enact

Atlanta, GA

Faycal Fakhry, CMB, AMP

Orchestrate Technologies, LLC

Charlotte, NC

Theresa A. Fallon, CMB, AMP

Navy Federal Credit Union

Vienna, VA

Amanda Farrar, CMB, AMP

Fannie Mae

Plano, TX

Thomas P. Farrell, CMB

Wells Fargo Home Mortgage

Minneapolis, MN

Robert L. Faust, CMB

Dallas, TX

Jerry Feinstein, CMB

Arixa Capital Corporation

Los Angeles, CA

Carmen Fenn Drake, CMB, AMP

Amelia Island, FL

Daniel C. Ferris, Master CMB, AMP

Veritas Funding, LLC

Midvale, UT

Carl E. Fibkins, CMB

New Port Richey, FL

Robert W. Fidler, CMB

Brentwood, TN

Cameron Findlay, CMB

LoanSnap

Costa Mesa, CA

David A. Fineman, CMB

Philadelphia, PA

Len Fischer, CMB, CRMP

First Financial Bank

Terre Haute, IN

Mark B. Fisher, CMB, CRE, CRI

StanCorp Mortgage Investors, LLC

Hillsboro, OR

Tari L. Flannery, CMB

M&T Bank Corporation

Baltimore, MD

Mark Fleming, CMB

Herndon, VA

Mark J. Florek, CMB

Las Vegas, NV

Jeffrey B. Flory, CMB, AMP

Baker Tilly

Irvine, CA

Michael J. Flynn, CMB

Northwest Bank

Pittsburgh, PA

Peter Flynn, CMB

Fannie Mae

Washington, DC

Craig S. Focardi, CMB

San Francisco, CA

Anthony Focca, CMB, AMP

Think Mortgage Inc

Staten Island, NY

Michael Fontaine, CMB

Plaza Home Mortgage, Inc.

San Diego, CA

Erin Forbes, CMB

Royal Pacific Funding

Costa Mesa, CA

Michael M. Forester, CMB

CrossCheck Compliance LLC

Chicago, IL

Jennifer Fortier, CMB

STRATMOR Group

New Orleans, LA

Alan Fowler, CMB, AMP

Nusenda Credit Union

Albuquerque, NM

Nick Fragale, CMB

Black Knight

St. Louis, MO

Brian D. Frame, CMB, AMP

Federal Home Loan Bank of Chicago

Chicago, IL

David E. Frase, CMB, AMP

Simmons Bank

Dallas, TX

Timothy Frederick, CMB, AMP

M&T Bank Corporation

Cheektowaga, NY

Phillip Stephen Freeman, CMB

Brentwood, TN

Michael J. Frenz, CMB

Baltimore, MD

Lawrence A. Fried, CMB

ICE Mortgage Technology

Pleasanton, CA

Ed Fuchs, CMB, AMP

Paramount Equity Mortgage, LLC

Roseville, CA

Charles Fues, CMB, AMP

Cenlar FSB

Ewing, NJ

Peter Fugaro, CMB

Mount Pleasant, SC

Rian Furey, CMB, AMP

Zillow Home Loans

Irvine, CA

Albert Gabri MBA, CMB, CMA

Woodland Hills, CA

Deborah Gadberry, CMB

First Federal Bank

Lake City, FL

Sherry Gallitz, CMB

Union Home Mortgage

Saint Augustine, FL

Retta Gardner, CMB, AMP

First Community Mortgage, Inc.

Murfreesboro, TN

Gulshan Garg, CMB

Santa Ana, CA

Timothy A. Garvey, CMB

Midland States Bank

Saint Louis, MO

Mark A. Gaudian, CMB, AMP

Arlington, VA

Jason Gautreau, CMB, AMP

Network Funding, L.P.

Salt Lake City, UT

Paul A. Gawin, CMB

Radian Guaranty Inc.

Cincinnati, OH

Jay W. Gelb, CMB

Rochester Home Equity, Inc.

Pittsford, NY

Roy K. George, CMB

MOR Lending, LLC

Miami, FL

Judith W. Gerwell, CMB

Atlanta, GA

Serge Gharibian, CMB

Glendale, Ca

Dawn Gill, CMB, CMS

Pentagon Federal Credit Union

Bedford, TX

Scott Gillen, CMB, AMP

Stewart

Houston, TX

Jason H. Gillespie, CMB, AMP

Simmons Bank

Dallas, TX

William C. Gillette, CMB, AMP

Truist

Chesterfield, VA

Donald A. Gilliam, CMB

Tullahoma, TN

Tom Gillis, CMB

The Money Source Inc.

Lone Tree, CO

Larry L. Gilmore, CMB, AMP

Redmond, WA

D. Michael Glanville, CMB

Q10 Capital, LLC

Portland, OR

William Glasgow, CMB

Jacksonville Beach, FL

Richard Goble, CMB

Reliable Mortgages, Inc.

Longwood, FL

Pamela Gogol, CMB, AMP

Federal Housing Finance Agency (FHFA)

Piscataway, NJ

Deborah Goguen, CMB

Wilkes Barre, PA

Scott Goldman, CMB, AMP

Wayne, PA

Barbara Gonzalez, CMB, AMP

Bank of America

Plano, TX

Toby W. Goodlett, CMB, AMP

First Citizens Bank

Columbia, SC

Nancee B. Gorenstein-Bernstein, CMB

Fort Collins, CO

Francisco J. Gracia-Quintana, CMB

Banco Popular of Puerto Rico

San Juan, PR

Lisa M. Graham, CMB

Bank of America

Scottsdale, AZ

Tammie Gravlee, CMB, AMP

FirstBank

Lexington, TN

Jamie Gray, CMB, AMP

Arch Mortgage Insurance Company

Mt. Pleasant, SC

Kelley Grealis, CMB

Union Home Mortgage

Hinckley, OH

Jeff Grebe -1, CMB, AMP, CRO

CB&T Mortgage

Colorado Springs, CO

Harvey W. Greemann, CMB

Greemann Capital

Grand Rapids, MI

Brent L. Green, CMB

Lake Michigan Credit Union

Grand Blanc, MI

David B. Green, CMB

Pittsburgh, PA

Steven Greenfield, CMB

Vendorly, a Business Unit of Altisource

Pepperell, MA

Jason F. Griesser, CMB, AMP

Guaranteed Rate, Inc.

Philadelphia, PA

Don G. Griffiths, CMB

Union Home Mortgage

Strongsville, OH

Alice Gronert, CMB, AMP

TIAA BANK

Jacksonville, FL

Teresa Grove, CMB, AMP

Experian Information Solutions, Inc.

Loveland, CO

Daniel Grzywacz, CMB, AMP, CRO

Mortgage 1, Inc.

Ada, MI

David C. Gunn, CMB, AMP

Union Savings Bank

Cincinnati, OH

Jerry Haidinger, CMB, AMP

Mortgage Guaranty Insurance Corporation (MGIC)

Atlanta, GA

Kelley Hailstone, CMB

FBC Mortgage, LLC

Orlando, FL

Cynthia A. Hammond, CMB

Churchill Commercial Capital, Inc.

Scottsdale, AZ

Gary A. Hammond, CMB

Phoenix, AZ

Brian M. Handal, CMB, AMP

Wells Fargo Home Mortgage

Harrisonburg, VA

Lynn R. Handy, CMB

Salt Lake City, UT

Kevin Hannon, CMB

Wells Fargo Home Mortgage

Westerly, RI

Kevin W. Hardin, JD, CMB

Portland, OR

Mark D. Harmon, CMB

Renasant Bank

Birmingham, AL

Tom Harms, CMB, AMP

State Farm Bank

Bloomington, IL

Patrick J. Harrigan, CMB, AMP

Total Expert

Scottsdale, AZ

James Harris, CMB, AMP

Wintrust Mortgage, a Division of Barrington Bank & Trust Company, N.A.

Chicago, IL

Jason D. Harris MBA, CMB, CRU

HomeBridge Financial Services, Inc.

Houston, TX

Ken Harrison, CMB

Gateway First Bank

Jenks, OK

Greg Hart, CMB, AMP

BankSouth Mortgage

Atlanta, GA

Daniel B. Hastings, CMB

Merchants Bank of Indiana

Carmel, IN

George C. Hawkins III, CMB

Espresso Mortgage Lead Generation / Larssen Consulting Group

Palm Harbor, FL

Donna H. Hayes, CMB, AMP, CRU

Freedom Mortgage Corporation

Marlton, NJ

Harry Hayes, CMB

Clear Mountain Bank

Morgantown, WV

Rupert Hays, CMB

San Antonio, TX

Tara Healy, CMB, CML

Cherry Creek Mortgage Co., Inc.

Greenwood Village, CO

Thomas J. Healy, Ph.D., CMB

Level1Analytics

Fort Lauderdale, FL

Chad Hebert, CMB, AMP, CPA

Assurance Financial

Baton Rouge, LA

Mike Heino Jr., CMB

People’s United Bank

Mullica Hill, NJ

Lisa Heitzmann, CMB

Fort Mil, SC

Thomas R. Hendrickson, CMB

Portland, OR

David Henry, CMB

Chase

Jacksonville, FL

Jim Hensley, CMB

Property Sciences

Cumming, GA

Marc Hernandez, CMB

Panorama Mortgage Group

Las Vegas, NV

Robert Hervey, CMB, AMP

Northmarq

Newport Beach, CA

John M. Herzog, CMB

Cadence Bank, NA

Birmingham, AL

A.H. Hethcox Jr., CMB

Gulf Shores, AL

Donald D. Hickey, CMB, CPA

The Woodlands, TX

Brian Hill -1, CMB, AMP

Aspire Home Loans

Brentwood, TN

Mindy Hill, CMB, AMP

First Bank Mortgage

Birmingham, AL

Tonya L. Hill, CMB, AMP

Little Rock, AR

Peter Hinrichs, CMB, CRU

Compeer Financial

Rochester, MN

Paul Hoffman, CMB

Western Alliance Bank

Los Angeles, CA

Kim Hoffman, CMB, AMP, CMB, AMP

SoFi

HOUSTON, TX

Dean R. Holdsworth, CMB, CCIM, CRI

Woodmen of the World Life Insurance Society

Omaha, NE

Malcolm Hollensteiner, CMB, AMP

Sandy Spring Bank dba Sandy Spring Mortgage

Columbia, MD

Kristina S. Holmen-Mohr, CMB, AMP

Carlsbad, CA

Tony K. Holmes, CMB, AMP

Sallie Mae

Newark, DE

James Hopkins, CMB

Envoy Mortgage

Houston, TX

Michael G. Hougan, CMB, AMP

SIRVA Mortgage, Inc.

Independence, OH

Christa Hubble, CMB, AMP

Citibank, NA

Tampa, FL

JK Huey, CMB, AMP

Brookstone Management, LLC

Howell, NJ

Tom Hughes, CMB

Bankers Mortgage Consulting

Knob Lick, KY

Jayne R. Hulbert, CMB

San Francisco, CA

Robert B. Hungate Jr., CMB

San Diego, CA

Robert W. Hunter, CMB

Alexandria, VA

Peter Hurst, CMB

Enact

Elkridge, MD

John Hwang, CMB, AMP

Intercontinental Capital Group, Inc.

Melville, NY

Michael A. Hyman, CMB

Accenture, LLP

Florham Park, NJ

Patrick Intiso, CMB, CPA

Sacramento, CA

Len Israel, CMB

Flagstar Bank, FSB

Troy, MI

William Jackson, CMB

KarBill Enterprises

Rob Jacobs, CMB, AMP

The Huntington National Bank

Columbus, OH

Roberta R. Janel, CMB

Nationwide Mortgage Bankers

Lebanon, NJ

Cecilia Janson, CMB

BlackFin Group

Englewood, CO

Marie Jaspers, CMB, AMP

Des Moines, IA

Steven Jeffcoat, CMB

Ladera Ranch, CA

Barbara Jan Jenkins, CMB

Westlake Village, CA

Karen R. Jenkins, CMB, AMP

Columbia, SC

Andrew M. Jezioro, CMB

Freddie Mac

Mc Lean, VA

Charles Johanek, CMB, CRCM

Consumer Financial Protection Bureau (CFPB)

Washington, DC

Barton Johnson, CMB

Longmont, CO

Byron V. Johnson Sr., Master CMB

Round Rock, TX

Cheryl Johnson, Master CMB

MUFG Union Bank

Adrian, MI

Kama Johnson, CMB, AMP

Arch Mortgage Insurance Company

Minneapolis, MN

Madeline Johnson, CMB, AMP

Freddie Mac

Mc Lean, VA

Michael J. Johnson, CMB, AMP

Truist

Greensboro, NC

Randall C. Johnson, CMB

Bay Bridge Advisors, LLC

Tampa, FL

Steve Johnson, CMB

Security National Mortgage Company

Salt Lake City, UT

Amanda Johnson-Schmid, CMB

Wells Fargo Home Mortgage

Savannah, GA

Allison Johnston, CMB

Success Mortgage Partners, Inc.

Plymouth, MI

Deborah H. Jones, CMB

Citizens Bank

Glen Allen, VA

Terry K. Jones, CMB

Cherry Creek Mortgage Co., Inc.

Englewood, CO

William Travis Jones MBA, CMB

Atlantic Bay Mortgage Group, LLC

Salem, VA

Cedric V. Jordan, CMB

Wells Fargo Home Mortgage

Atlanta, GA

Dennis M. Jordan, CMB

Emeryville, CA

Steven L. Joyce, CMB

Southern Trust Mortgage, LLC

Virginia Beach, VA

Bradley Joyner, CMB

Mississippi Home Corporation

Jackson, MS

Richard K. Juergens Jr., CMB

Phillips Realty Capital

Bethesda, MD

Alexander Jung, CMB, AMP

Blue Ridge Bank, N.A.

Luray, VA

David M. Kahrnoff, CMB

Arlington, VA

Gary K. Kai, CMB

Honolulu, HI

Don J. Kalescky, CMB

San Diego, CA

Lindsay Kaptein, CMB, CRU

NewDay Financial, LLC

Fulton, MD

Chaz H. Kauffman Jr., CMB

C.H. Kauffman & Associates, Inc.

Red Bank, NJ

Michael Kaysen, CMB

Chicago, IL

Jack L. Keeler, CMB, AMP

Flagstar Bank, FSB

Smyrna, GA

Peter Kehoe, CMB

Purcellville, VA

Thomas P. Keig, CMB

Phoenix, AZ

David K. Keller, CMB

Jacksonville, FL

Michael Kelly, CMB

Q10 Capital, LLC

Denver, CO

Lynn Kendall, CMB, AMP

Panorama Mortgage Group

Las Vegas, NV

Ashley Kendrick, CMB

Inspire Home Loans, Inc. a Subsidiary of Century Communities

Newport Beach, CA

Robert W. Kenyon, CMB

Seattle, WA

Henry Kesler, CMB

Security National Mortgage Company

Salt Lake City, UT

William Ketchum, CMB

Jacksonville, FL

Dennis Kieft, CMB

Fannie Mae

Washington, DC

Tammy Pegg Kienlen, CMB

Newbold Advisors

Clearwater, FL

Jay I. Kislak, CMB

Miami Lakes, FL

Carroll P. Kisser, CMB, AMP

Potomac Realty Capital, LLC

Alexandria, VA

David G. Kittle, CMB

Cypress Mortgage Capital

St. Croix, USVI, VI

Mike Klein, CMB, AMP

CLM Mortgage, Inc

Spring, TX

Sheila M. Klostermann, CMB, CRU

Enact

Raleigh, NC

Michelle Knoebel, CMB, AMP

Freedom Mortgage Corporation

Gulfport, MS

Kenneth Knudson, CMB, AMP

Primary Residential Mortgage, Inc.

Salt Lake City, UT

Tim Kongenske, CMB

Supreme Lending

McKinney, TX

Joanne K. Konz, CMB, AMP

JEM REO Resources, Inc.

Urbandale, IA

Kenneth G. Korges, CMB

Dallas, TX

Jamie Korus Pearce, CMB

Union Home Mortgage

Strongsville, OH

Milan Kosanovich, CMB, AMP

National Mortgage Insurance Corp.

Emeryville, CA

John L. Kosicki, CMB

Wilmington, NC

Prashant Kothari, CMB

SitusAMC

Houston, TX

Jennifer Kouchis, CMB

VyStar Credit Union

Jacksonville, FL

Wendy Koussis, CMB, AMP

Fairway Independent Mortgage Corporation

Gilbert, AZ

Robert Kraft, CMB, AMP

Access National Mortgage a Division of Access National Bank

Reston, VA

Stacey Krieg, CMB

Fort Myers, FL

David Kroger, CMB, CRU

LendUS, LLC

Lake Oswego, OR

Shana Lakso, CMB

Newbold Advisors

Clearwater, FL

Shana Lakso, CMB

Lakso Consulting Services

Huntington Beach, CA

Sean C. Lamb, CMB

American Pacific Mortgage Corporation

Clackamas, OR

Samuel P. Lamparello, CMB, AMP

MLB Residential Lending

Springfield, NJ

George P. Lander, CMB

Grandbridge Real Estate Capital LLC

Tuscaloosa, AL

Patricia Lenae Landers, CMB, AMP

Wells Fargo Home Mortgage

maplewood, MN

Joseph J. Laquidara, CMB

Park Ridge, NJ

Ken A. Larsen -1, CMB

Banner Bank

Camas, WA

Stewart Larsen, CMB

Bank of the West / BNP Paribas

Omaha, NE

Michael Larssen, CMB

Monkton, MD

Michael P. Lau, CMB

Pingora Asset Management

Denver, CO

Walter Laughlin, CMB, AMP

USA Executive Search, LLC

Birmingham, AL

Lyndell E. Lay, CMB

Lay Commercial Mortgage Company, LLC

Little Rock, AR

Anna Leathers, CMB, AMP

Scottsdale, AZ

Darlene Lee, CMB, AMP

U.S. Bank Home Mortgage

San Diego, CA

Olivia Ruth Lee, CMB

Lakewood, CO

Ruth Lee, CMB

ReverseVision

San Diego, CA

William B. Lehman, CMB, AMP

Fairfax, VA

Michael Lepore, CMB

The Villages, FL

Brad Lewelling, CMB

American Financial Network

Phoenix, AZ

James R. Lewis, CMB

Cherry Creek Mortgage Co., Inc.

Englewood, CO

Marcy Lynn Lindhout, CMB

DHI Mortgage Company

Austin, TX

Stanley Lyn Lindsey, CMB, AMP

First Federal Bank

Lake City, FL

Andrew Lion, CMB, AMP

ICE Mortgage Technology

Pleasanton, CA

Michael I. Lipson, CMB

Mc Lean, VA

Robert Loesch, CMB, AMP

PennyMac Financial Services, Inc.

Edina, MN

James R. Logan, CMB

Assurant

Santa Ana, CA

Kenneth D. Logan, CMB

Signature Bank – Warehouse

New York, NY

Jeffrey Long, CMB, AMP

Federal Home Loan Bank of Chicago

Chicago, IL

Rodrigo Lopez, CMB

Capitol Place, LLC

Omaha, NE

Gilbert M. Lorenz, CMB

Davidson, NC

Dewayne Lott, CMB, AMP

Comptroller of the Currency

Charlotte, NC

Regina M. Lowrie, CMB

DYTRIX, Inc.

Blue Bell, PA

Dave Loyst, CMB

Stearns Lending, LLC.

Costa Mesa, CA

Marc J. Luby, CMB

Caliber Home Loans, Inc.

Irving, TX

Sherry Luer, CMB, AMP

LexisNexis Risk Solutions

Bozeman, MT

Michele C. Luff, CMB, CRU

Mortgage Banking Solutions

Austin, TX

Samuel Luna, CMB

Freddie Mac

Los Angeles, CA

Stephen S. Mack, CMB

Kansas City Life Insurance Company

Kansas City, MO

Robert R. Maddox, CMB, AMP

Bradley Arant Boult Cummings, LLP

Birmingham, AL

Sharon Magnuson, CMB, AMP

Self Employed

Dayton, OH

Shelley M. Magoffin, CMB

Grandbridge Real Estate Capital LLC

Charlotte, NC

Robert T. Maher, CMB

Woodmen of the World Life Insurance Society

Omaha, NE

Thompson A. Maher, CMB

BWE

Wayne, PA

Terry W. Malone, CMB

Flagstar Bank, FSB

Troy, MI

Jeffrey Mansfield, CMB, AMP

Wells Fargo Home Mortgage

Minneapolis, MN

Moe Mansouri, CMB

Reston, VA

Robert Mansur, CMB, AMP

Nations Lending Corp

Independence, OH

Donald J. Marconi, CMB

Germantown, OH

Robert Marley, CMB

Community Loan Servicing, LLC

Miami, FL

James Martin, CMB, AMP

U.S. Department of Housing and Urban Development

Washington, DC

Thomas E. Mason, CMB, AMP

Ginnie Mae

Washington, DC

C. Dandridge Massey, CMB, AMP

Truist

Glen Allen, VA

Allen Maulsby, CMB

Colonial Savings, F.A.

Fort Worth, TX

Andrew W. May, CMB, AMP

Raleigh, NC

Timothy A. Mazzetti, CMB

SitusAMC

Overland Park, KS

Skip McBride, CMB, AMP

AHP Servicing LLC

Chicago, IL

James P. McCann, CMB, AMP

Franklin, TN

Amie Elizabeth McCarthy MBA, CMB, MBA

Citizens Bank

Warwick, RI

Cheri McCarthy, CMB, AMP

National Mortgage Insurance Corp.

Kennebunkport, ME

Laura McCartney -1, CMB

Union Home Mortgage

Strongsville, OH

Andrea L. McClure, CMB

Walker & Dunlop, LLC

Baltimore, MD

Ron J. McCord, CMB

First Mortgage Company, L.L.C.

Oklahoma City, OK

Brian McCown -1, CMB, AMP, CRU

Michigan First Mortgage

Lathrup Village, MI

Douglas I. McCree, CMB

First Housing

Tampa, FL

Deborah A. McDermott, CMB, AMP

Phoenix, AZ

Joseph M. McFarland, CMB

M&T Realty Capital Corporation

Baltimore, MD

Michael R. McFarland, CMB

Legacy Mutual Mortgage

Houston, TX

Stephen M. McGurl, CMB, AMP

Midlothian, VA

Erin McHugh, CMB, AMP

PlainsCapital Bank

Dallas, TX

Andy McInnes, CMB, AMP

Umpqua Bank

Reno, NV

Rick McKinley, CMB

Crescent Mortgage Company

Lakeville, MN

Thomas K. McKnight, CMB

Thomas Kearns McKnight, PC

Washington, DC

Racardo McLaughlin, CMB

Twinstar Credit Union

Lacey, WA

John J. McNamara III, CMB, AMP, CRI

Fairfield, CT

Mark J. McNamara, CMB, AMP

Omaha, NE

Joseph F. McShea, CMB

Wells Fargo Home Mortgage

Frederick, MD

Gary A. Meeks, CMB

TIAA BANK

Jacksonville, FL

Susan Meitner, CMB

Success Mortgage Partners, Inc.

Plymouth, MI

Dean W. Melchi, CMB

Leverage Capital

Hilliard, OH

Anthony P. Meli Jr., CMB

Montville, NJ

Thomas J. Melody, CMB

Walker & Dunlop, LLC

Houston, TX

Martha Merkson, CMB, AMP

Citigroup Global Markets Inc.

Cedar Hill, TX

Matt Merlone, CMB, CFE

DataVerify, Inc.

Chesterfield, MO

Julie A. Messina, CMB

LHM Financial Corporation

Scottsdale, AZ

Julie C. Meyer, CMB, AMP

Racine, WI

Bruce Meyers, CMB

First Home Mortgage Corporation

Bethesda, MD

John Mezzasalma Jr., CMB, AMP, CPA

Cenlar FSB

Ewing, NJ

Aaron D. Miller, CMB, AMP

Banner Bank

Boise, ID

Richard W. Miller, CMB

Tampa, FL

Tom Millon, CMB, CFA

Computershare Loan Services

Highlands Ranch, CO

Brett Mills, CMB, AMP

Academy Mortgage Corporation

Layton, UT

Carlos Miramontez, CMB, AMP

Orange County’s Credit Union

Santa Ana, CA

Jason Missimer, CMB

OnQ Financial

Tempe, AZ

Stacy Mohr, CMB, CMS

HomeStar Financial Corporation

Gainesville, GA

Marion V. Mondor, CMB

Rockville, MD

Nancy J. Monson, CMB

Edmonds, WA

Deborah J. Moore, CMB

Capital Markets Cooperative, LLC

Ponte Vedra Beach, FL

James Michael Moore, CMB, AMP

Knoxville, TN

Samuel B. Morelli, CMB

Fort Myers, FL

Clint Morgan, CMB

Ruoff Mortgage

Fort Wayne, IN

Jodie D. Morgan, CMB, AMP

Wells Fargo Home Mortgage

Flower Mound, TX

Walter H. Morris Jr., CMB

Ernst & Young LLP

Potomac, MD

James Morrison, CMB, CRI

Pittsfield, MA

Pamela Morrison, CMB, AMP, CMT

Essent Guaranty, Inc.

Colfax, NC

Bronwyn Morrissey, CMB, AMP

Notarize

Boulder, CO

Philip D. Morse, CMB

Wells Fargo Bank, N.A.

Mc Lean, VA

Andrew Morsink, CMB

Chase

Columbus, OH

Christy Moss, CMB

FormFree

Duluth, GA

J. David Motley, CMB

Colonial Savings, F.A.

Fort Worth, TX

Christopher E. Mozilo, CMB

Caliber Home Loans, Inc.

Phoenix, AZ

Mark A. Mozilo, CMB

California Capital Real Estate Advisors

Pasadena, CA

Edward C. Muckerman, CMB

U.S. Department of Housing and Urban Development

Washington, DC

Nancee R. Mueller, CMB, AMP

Chesterfield, MO

Owen H. Munton, CMB

HancockWhitney Bank

Gulfport, MS

Sergio Murer, CMB

Gateless, Inc.

Chicago, IL

S. Benjamin Murolo, CMB

Garden City, NY

Faith Murphy, CMB

Folsom, CA

James M. Murphy, CMB, CRI

Boston, MA

John Murphy, CMB

Consumers Credit Union

Kalamazoo, MI

Angela Muxworthy, CMB

Nusenda Credit Union

Rio Rancho, NM

William E. Nagel, CMB

Fair Oaks, CA

Nicole Nahodil, CMB

Mortgage 1, Inc.

Sterling Heights, MI

Rupa Nanda, CMB, AMP

U.S. Bank Home Mortgage

Hopkins, MN

Shekar Narasimhan, CMB

Beekman Advisors, Inc.

Mc Lean, VA

Ken Nash, CMB

Arch Mortgage Insurance Company

Greensboro, NC

Barry S. Nectow, CMB

CBRE Capital Markets

Boston, MA

Elizabeth Neighbor, CMB, AMP

BBVA

Houston, TX

Brian Neumann, CMB, AMP

PennyMac Financial Services, Inc.

Westlake Village, CA

Vickie Nguyen, CMB

Guild Mortgage Company

San Diego, CA

Bob S. Niemi, CMB

Bradley Arant Boult Cummings, LLP

Tampa, FL

David Norris, CMB

Foothill Ranch, CA

Richard A. Norris, CMB

FBC Mortgage, LLC

Orlando, FL

Carol Norton, CMB, CMB

New American Funding

Austin, TX

Joe Nunziata, CMB, CRO

FBC Mortgage, LLC

Orlando, FL

Gene O’Bannon, CMB

MountainView Financial Solutions, a Situs Company

Keller, TX

Laurie O’Brien, CMB

LoanCare

Virginia Beach, VA

Terese Oaks-Joyce, CMB

AmeriHome Mortgage, a Western Alliance Bank Company

Westlake Village, CA

Glen B. Ogden, CMB, AMP

Westmark Credit Union

Idaho Falls, ID

Geoffrey A. Oliver, CMB, AMP, CPA

The Hilltop Companies

Mc Lean, VA

Canda S. Olmi, CMB

Hattiesburg, MS

George M. Olson, CMB

CIBC Bank USA

Chicago, IL

Robert Onofrietti, CMB

Freehold, NJ

Rudy A. Orman, CMB

Reliant Bank

Tampa, FL

Chris Ortigara, CMB

CrossCheck Compliance LLC

Chicago, IL

Creighton Oswald, CMB

First United Bank & Trust Co.

Plano, TX

Dustin Owen, CMB, AMP

Waterstone Mortgage Corporation

Winter Park, FL

Nick Pabarcus, CMB, AMP

Stearns Lending, LLC.

San Diego, CA

Richard Paddock, CMB

Chase

Jacksonville, FL

Eduardo Padilla, CMB

Minneapolis, MN

Erica Page, CMB

Movement Mortgage, LLC

Blythewood, SC

Ware Palmer, CMB

Truist

Mc Lean, VA

Joseph Panebianco, CMB, CFA

AnnieMac Home Mortgage

Mount Laurel, NJ

Les Parker, CMB, AMP

Jacksonville, FL

Vicki L. Parry, CMB

Navy Federal Credit Union

Vienna, VA

Ralph Parsons III, CMB, AMP

BSI Financial Services, Inc.

Irving, TX

David J. Patten, CMB

Orlando, FL

Len Patton, CMB

Altisource Portfolio Solutions, Inc.

Atlanta, GA

Cheryl A. Paul, CMB, AMP

Settlers Bank

Windsor, WI

Michael D. Paul, CMB

Digital Risk, LLC

Maitland, FL

Michael T. Paul, CMB

Centennial Lending Group, LLC

Ambler, PA

Dianne Payne, CMB

Synovus Bank

Nashville, TN

Cody Pearce, CMB

Cascade Financial

Chandler, Az

Roberta Pek, CMB

USAA Real Estate

San Antonio, TX

Jackson H. Pence, CMB

Freddie Mac

Mc Lean, VA

Diane Pendley, CMB

Woodville, TX

Eddy Perez Jr., CMB

EPM

Atlanta, GA

Michele Perrin, CMB, CPA

Truist

Orlando, FL

Edward Perry, CMB

Baltimore, MD

Paul M. Peters, CMB

Assurance Financial

Baton Rouge, LA

Michael F. Petrie, CMB

Merchants Capital Corp.

Carmel, IN

Kevin Pezzani, CMB

Cleveland, OH

Thanh Pham, CMB, CFA, CPA

Rosemead, CA

Daniel J. Phelan, CMB, CRI, CCMS

Pacific Southwest Realty Services

San Diego, CA

John S. Philips, CMB, CFA, CFP

Richmond, VA

James C. Picard, CMB, AMP

Anchorage, AK

Lorraine Domenica Piechnik -1, CMB, AMP

CMG Financial

Raleigh, NC

Julie Piepho, CMB, AMP, CML

Adams Bank and Trust

Ogallala, NE

Lori J. Pinto, CMB, CMB

Cenlar FSB

Ewing, NJ

Jay J. Pittard, CMB

Green Mountain, NC

Rock Planck, CMB, AMP

Finance of America

Carmel, IN

Stephen Polacek, CMB, AMP

Movement Mortgage, LLC

Fort Mill, SC

Kevin Popoli, CMB, AMP

Arch Mortgage Insurance Company

Roswell, GA

Todd Potter, CMB

Michigan Mortgage Lenders Association

Shelby Township, MI

Jack Miller Potts, CMB

Home Federal Bank of Tennessee

Knoxville, TN

Paul T. Pouliot, Master CMB

Spillane Consulting Associates, Inc.

Bullard, TX

Larry F. Pratt, CMB

First Savings Mortgage Corporation

Mc Lean, VA

Arthur J. Prieston, CMB

American Mortgage Law Group, PC

Petaluma, CA

Rock Primas, CMB

Archwell

Mount Laurel, NJ

Marge Ptacek, CMB, CMS

Jacksonville, FL

David W. Pulford Jr., CMB

Fulton, MD

Billye L. Purdy, CMB, AMP, CRMP

South Bend, IN

Bill Quick, CMB, AMP

Rogue Credit Union

Medford, OR

Fred Quick, CMB, AMP

Carrington Mortgage Services, LLC

Aliso Viejo, CA

Kieran P. Quinn, CMB

Alexandria, VA

Mark K. Rabidoux, Esq., CMB

Ann Arbor, MI

Scott E. Ractliffe, CMB, AMP

Pinnacle Financial Partners

Nashville, TN

Christopher Raleigh, CMB, AMP

UMB Bank, N.A.

Kansas City, MO

Justin Raley, CMB, AMP

Bank of the West / BNP Paribas

Omaha, NE

Suresh Ramakrishnan, CMB

Ascendum Solutions, LLC

Cincinnati, OH

Susan Ramos, CMB, AMP

MAXEX, LLC

Atlanta, GA

Amy Ramsey, CMB

Atlantic Bay Mortgage Group, LLC

Charlotte, NC

Lyle Rasmussen, CMB

Security National Mortgage Company

Salt Lake City, UT

Daniel Rassi, CMB, AMP

Lennar Mortgage

Miami, FL

Jeff Ratanapool, CMB

Stockton Mortgage Corporation

Frankfort, KY

Ralph E. Rayle Jr., CMB, AMP

Hendersonville, NC

Kurt E. Raymond, CMB

DataVerify, Inc.

Chesterfield, MO

Sandra Redd, CMB, AMP

Virginia Housing Development Authority

Richmond, VA

Charles E. Reed, CMB

Ann Arbor, MI

Penny Reed, CMB

Wells Fargo Home Mortgage

Edina, MN

Melanie L. Reid, CMB, AMP

Citizens Bank

Glen Allen, VA

Paul S. Reid, CMB

Pawleys Island, SC

William S. Reiling, CMB

Saint Paul, MN

Mary Jo Reiss, CMB

People’s United Bank

Louisville, KY

David Rembert, CMB, AMP

Caliber Home Loans, Inc.

Coppell, TX

Timothy Remington, CMB

PNC Bank, National Association

Little Rock, AR

B. Scott Reynolds, CMB

Bell Bank Mortgage

Brentwood, TN

J. Walsh Richards Jr., CMB

Bethesda, MD

Melissa L. Richards, Esq., CMB

Mayer Brown LLP

San Francisco, CA

Russell Richardson Esq., CMB, CCMS

OP Compliance LLC

Frisco, TX

Diana L. Ringer, CMB, AMP

Ruoff Mortgage

Fort Wayne, IN

Jennifer Roach, CMB, AMP

Freddie Mac

North Reading, MA

Bruce Robb, CMB

Fort Myers, FL

John M. Robbins, CMB

The Mortgage Collaborative

Park City, UT

Dave Roberts, CMB

Alpine Bank of Colorado

Glenwood Springs, CO

Michael Robertson, CMB

Middleton, WI

Peggy M.H. Robinson, CMB

Baton Rouge, LA

Juan Rodas, CMB

OnQ Financial

Tempe, AZ

Patrick Rodriguez, CMB, AMP

TIAA BANK

Mckinney, TX

William Roehrenbeck, CMB

PNC Bank, National Association

Little Rock, AR

Lisa A. Rogers, CMB, AMP

Indianapolis, IN

Randall D. Rogers Sr., CMB

Merchants Capital Corp.

Carmel, IN

Leslie Rohrabacher, CMB

Radian Guaranty Inc.

Lakemont, GA

Mark Rohrbaugh, CMB

Purcellville, VA

Duke A Ronzetti, CMB

The Villages, FL

Teresa Rose, CMB

Western Ohio Mortgage

Quincy, OH

Jeff Rousseau, CMB

Metairie, LA

Terry Rowland, CMB, AMP

Sandy Spring Bank dba Sandy Spring Mortgage

Columbia, MD

Daniel B. Rubock, CMB

Moody’s Analytics | CRE

New York, NY

Eric K. Ruch, CMB

Raleigh, NC

Marlene Ruiz, CMB, AMP

Flagstar Bank, FSB

Weston, FL

Jon Rutila, CMB

Altisource Portfolio Solutions, Inc.

White Lake, MI

Leora Ruzin, CMB, AMP

Coloramo Federal Credit Union

Grand Junction, CO

Mary Rzucidlo, CMB

Pentagon Federal Credit Union

Mount Pleasant, SC

Ellie Salgian, CMB, AMP

Essent Guaranty, Inc.

Tempe, AZ

Robert M. Sammis, CMB

HomeBridge Financial Services, Inc.

Iselin, NJ

Wanda Sanchez Pierluiisi, CMB, AMP

San Juan, PR

Souren Sarkar, CMB

Nexval, Inc.

Irving, TX

Jason M. Sasena, CMB

Alaska USA Federal Credit Union

Anchorage, AK

Peter Saso, CMB, AMP

Farmers and Merchants Bank

Capistrano Beach, CA

Robert A. Sassi, CMB

Lafayette Hill, PA

Andy Schafer, CMB

Black Knight

Jacksonville, FL

Eric S. Schambow, CMB, AMP

Federal Home Loan Bank of Chicago

Chicago, IL

Andy Schell PhD, Ph.D., CPA, CMB

Mortgage Banking Solutions

Austin, TX

Douglas H. Scheunemann, Master CMB

St Anthony, MN

Mickey Schilling -1, CMB

The Mortgage Firm

Altamonte Springs, FL

Melissa Schirz, CMB

Freddie Mac

Mc Lean, VA

Chuck Schley, CMB

First Guaranty Mortgage Corporation

Plano, TX

Terry L. Schmidt, CMB

Guild Mortgage Company

Incline Village, NV

Jeffrey M. Schummer, CMB

Mortgage Bankers Association

Washington, DC

Anthony W. Schweiger, CMB

Newtown Square, PA

Henry J. Schwendiman, CMB

Q10 Capital, LLC

Salt Lake City, UT

William F. Schwietz, CMB

Summit Mortgage Corporation

Plymouth, MN

Harvey Secor Jr., CMB

1st Reverse Mortgage USA a Division of Cherry Creek Mortgage Company

Lakewood, CO

Narin Seera, CMB

First Community Bank of South Carolina

Greenville, SC

Nick Serrano, CMB, AMP

Celebrity Home Loans, LLC

Henderson, NV

Ben Shaevitz, CMB

Civic Financial Services

Calabasas, CA

Jeffrey P. Shafer, CMB

JS MultiCapital Corporation

Beachwood, OH

Merle D. Sharick, CMB

LexisNexis Risk Solutions

Prosperity, SC

C. Stephen Shaw Jr., CMB

Phillips Realty Capital

Bethesda, MD

Susan C. Sheffer, CMB, AMP

MassHousing

Boston, MA

Alison Shoemaker, CMB, CMS

Black Knight

Jacksonville, FL

Steve Shoemaker, CMB, AMP, CLO

Synovus Bank

Vestavia, AL

Alex Shreeve, CMB

Intercontinental Capital Group, Inc.

Melville, NY

Chris Shugart, CMB, AMP

Southern First Bank

Greenville, SC

John R. Sieber Jr., CMB

Phillips Realty Capital

Bethesda, MD

Mark Silva, CMB, AMP, CRO

Freddie Mac

Mc Lean, VA

Brian A. Simon, CMB

First Savings Bank of Indiana

Bryn Mawr, PA

Claudia Simon, CMB

Miami, FL

Diane Slack, CMB, CRCM

Sandy Spring Bank dba Sandy Spring Mortgage

Columbia, MD

Scott Slifer, CMB

USAA Federal Savings Bank

San Antonio, TX

John F. Slye, CMB

Ameris Bank

Sterling, VA

James Smith, CMB

The Z Group Solutions LLC

Golden, CO

Michael E. Smith, CMB

Fidelity Bank

Wichita, KS

Nicole R. Smith, CMB, AMP

Mortgage Bankers Association

Washington, DC

Stephen R. Smith, CMB, AMP

Brentwood, TN

T. Donnell Smith, CMB

Belleair Bluffs, FL

Jim Smith, CMB, CMB

Maxwell

Denver, CO

Erica Soeroto, CMB

Jakarta

Peter T. T. Sorce, CMB, CMB

Midwest Loan Services

Madison, WI

Christy Soukhamneut, CMB

Flagstar Bank, FSB

Savannah, GA

Marilyn D. Soulis, CMB

PNC Real Estate

Overland Park, KS

Carolann M. Spafford, CMB, AMP

People’s United Bank

Burlington, VT

J. Elliotte Speake, CMB

Speake Financial

Birmingham, AL

Robert W. Speir, CMB, AMP

Ocean Isle Beach, NC

Rob Spellman, CMB

Saline, MI

Stephen W. Spies, CMB

Dallas, TX

Carol Spiller, CMB, AMP

Leland, NC

Seth D. Sprague, CMB

STRATMOR Group

Westminster, CO

Denis St. Marie, CMB

Guaranteed Rate, Inc.

Chicago, IL

Elizabeth K. Stagner, CMB, CRU

Regions Financial Corporation / Regions Mortgage

Birmingham, AL

David Stagnitti, CMB

Enact

Raleigh, NC

Janine C. Stallings, CMB, CCMS, CPA

Pacific Life Insurance Company

Newport Beach, CA

Hilde Stapgens, CMB, AMP

Residential Mortgage, LLC

Anchorage, AK

Kim R. Starley, CMB

Aurora, CO

Dewayne Starling, CMB, AMP

Black Knight

Jacksonville, FL

Daniel Starowicz, CMB

Sarasota, FL

Frances M. Stec, CMB

Cenlar FSB

Ewing, NJ

Kristy Stecker, CMB, AMP

Mortgage Guaranty Insurance Corporation (MGIC)

Phoenix, AZ

David W. Steinman, CMB

Las Vegas, NV

Sean A. Stephens Esq., Esq., CMB

Metroplex Mortgage Services, Inc.

Tampa, FL

Lawrence Stephenson, CMB

Northmarq

Bloomington, MN

Jan Sternin, CMB

Berkadia

New York, NY

David H. Stevens, CMB

David H. Stevens

Moneta, VA

Patrick J. Stevens, CMB, AMP

TENA Companies, Inc.

Saint Paul, MN

Mark A. Stiles, CMB

Truist

Chevy Chase, MD

Debra W. Still, CMB

Pulte Mortgage LLC

Englewood, CO

Eric P. Stoddard, CMB

Wells Fargo Home Mortgage

Laguna Hills, CA

Brian F. Stoffers, CMB

CBRE Capital Markets

Houston, TX

William A. Stokes, CMB

American Security Mortgage Corp.

Charlotte, NC

Taylor Stork, CMB

Developer’s Mortgage Company

Huntingdon Valley, PA

Robert E. Story Sr., CMB

Seattle, WA

Robert E. Story Jr., CMB

Woodway, WA

Roger D. Stotts -1, CMB

New American Funding

Austin, TX

Griffith J. Straw, CMB

Oro Valley, AZ

Roger W. Strecker, CMB

Navy Federal Credit Union

Vienna, VA

Peter L. Struck, CMB

Mr. Cooper

Seattle, WA

Daniel J. Sugg, CMB, CMB

Michigan First Mortgage

Plymouth, MI

John Gardner Sullivan, CMB

Keystone Mortgage Corporation

Manhattan Beach, CA

Richard M. Sullivan, CMB

HarborOne Bank

Brockton, MA

Amy Swaney, CMB

Citywide Home Loans/CHL Mortgage

Scottsdale, AZ

Brian Swanson, CMB

Axos Bank

San Diego, CA

Pete J. Taglia, CMB, AMP, CPA

FHN Financial Capital Assets Corporation

Memphis, TN

Teresa Talavera-King, CMB, AMP

PennyMac Financial Services, Inc.

Westlake Village, CA

Tom T. Tallent, CMB, AMP

Fort Worth City Credit Union

Fort Worth, TX

Greg A. Tallmadge, CMB, AMP

Voorhees, NJ

Pete Tamoney, CMB

Northpointe Bank

Avon Lake, OH

Michael N. Tano, CMB, CRO, CRU, AMP

Envoy Mortgage

Houston, TX

H. Treak Tasker, CMB

HM Capital, LLC

Tulsa, OK

Herbert B. Tasker, CMB

San Ramon, CA

Debra A. Taylor, CMB, AMP, CML

Denver, CO

Jeffrey S. Taylor, CMB

San Diego, CA

Sara Campbell Taylor, CMB

Valley Cottage, NY

WC Taylor III, CMB, AMP

Albertelli Law

Tampa, FL

Lisa Fagan Teifke, CMB, AMP, CMS

Fannie Mae

Big Sky, MT

Jarod Temple, CMB, AMP

CommunityAmerica Credit Union

Kansas City, MO

Mark Teteris, CMB

Optimal Blue, LLC

Plano, TX

James E. Tew, CMB

Atlanta, GA

Michael B. Thomasson, CMB, AMP

ICE Mortgage Technology

Pleasanton, CA

James Tony Thompson, CMB, AMP

Atlanta, GA

Middleton Thompson, CMB, CRU

Bankers Mortgage Consulting

Lexington, KY

Thomas M. Thompson, CMB

Honolulu, HI

Tony Thompson, CMB, AMP

NAMMBA National Association of Minority Mortgage Bankers of America

Atlanta, GA

Wayne Thompson, CMB

Bankers Mortgage Consulting

Lexington, KY

Nancy Tomich, CMB

Dime Community Bank

Melville, NY

Bryan Traylor, CMB, AMP

Centier Bank

Merrillville, IN

Tammy Trefny, CMB

Fannie Mae

Chicago, IL

Arun Tripathi, CMB, AMP

HSBC Bank USA, N.A. (Residential)

New York, NY

Richard Triplett, CMB

Firstline Compliance, LLC

Flower Mound, TX

Pamela Trudeau, CMB

Towne Mortgage Company

Troy, MI

Jerry Tubbs, CMB, AMP, CRU

Fairway Independent Mortgage Corporation

San Diego, CA

Jeffrey T. Tucker, CMB, AMP

Studio Bank

Franklin, TN

Stanley H. Tucker, CMB, AMP

Planet Home Lending

Irving, TX

Matthew Tully, CMB, AMP

Sagent

King of Prussia, PA

Terry D. Turk, CMB, AMP

Sun American Mortgage Company

Mesa, AZ

Cathy S. Turner, CMB

First American

SANTA ANA, CA

Glen Turner, CMB

Anchorage, AK

Nolan E. Turner, CMB

Carrington Mortgage Services, LLC

Southlake, TX

Regina M. Uhl, CMB

Sandler Law Group

Dallas, TX

Nima Vahdat, CMB, CMCP

Irvine, CA

Steven Valladares, CMB, AMP

MAXEX, LLC

Atlanta, GA

Jon A. Van Hoozer, CMB

Financial Federal Bank

Memphis, TN

Peter VanGraafeiland, CMB

Raleigh, NC

Robert G. Veech Jr., CMB

NJ Lenders Corp.

Little Falls, NJ

Alan Verch, CMB

Panama City Beach, FL

Brian Vieaux, CMB

FinLocker

Saint Louis, MO

Jaelynne Vik, CMB

Flagstar Bank, FSB

Huntington Beach, CA

Richard A. Vinci, CMB®, CRA, CRI®

Mutual of Omaha Insurance Company

Omaha, NE

Jenny Vipperman, CMB, AMP

VyStar Credit Union

Jacksonville, FL

Nathan P. Vogt, CMB

First Horizon Bank

Plano, TX

Eric Von Berg, CMB

Gantry

San Francisco, CA

John Vong, CMB, CMT

ComplianceEase

Burlingame, CA

Julie Vore, CMB

Habitat For Humanity International

Atlanta, GA

Wesley E. Waddle, CMB, AMP, CFI

Sun City, AZ

John M. Waldeck, CMB, CRI

Pacific Life Insurance Company

Newport Beach, CA

Larry Walker, CMB

Venice, FL

Michael Walker, CMB, AMP

Westerville, OH

Robert Walker, CMB, CMT

Veros Real Estate Solutions

Santa Ana, CA

Marina Walsh, CMB

Mortgage Bankers Association

Washington, DC

Terry Ward, CMB

American Pacific Mortgage Corporation

Fresno, CA

Richard C. Warner, CMB

Bethesda, MD

Alan Warren, CMB

San Antonio, TX

Linn G. Warren, CMB

California Housing Finance Agency

Sacramento, CA

Calvin M. Watts, CMB

C. Watts Mortgage Consulting Services

Los Gatos, CA

Cameron Watts, CMB, AMP

C. Watts Mortgage Consulting Services

San Luis Obispo, CA

Elizabeth Weant, CMB

Wells Fargo Home Mortgage

Fernandina Beach, FL

Brenda Weaver, CMB

Lexington, KY

Lisa M. Weaver, CMB

Iron Mountain

Springfield, MO

Kathy Weber, CMB

Delta Community Credit Union

Atlanta, GA

Scott T. Weghorst, CMB

Diehl Mortgage Training and Compliance

Indianapolis, IN

Jeffrey A. Weidell, CMB

Northmarq

San Francisco, CA

Joshua Weikers, CMB, AMP, CFA

FirstBank

Nashville, TN

Michelle A. Weiss, CMB, AMP

Residential Mortgage, LLC

Anchorage, AK

Christopher M. West, CMB, AMP, CMS

Arvest Bank

Lowell, AR

Matthew J. Whalen, CMB, AMP

Fortera Credit Union

Clarksville, TN

Judy Wheatley-Murray, CMB, CRU

Nashville, TN

Jennifer Whip, CMB

Cambridge One, LLC

Southeastern, PA

G. Todd White, CMB

Regions Financial Corporation / Regions Mortgage

Fayetteville, AR

Jon Whittington, CMB

Compass Home Loans LLC

Honolulu, HI

Jim R. Wickham, CMB, AMP

Union Home Mortgage

Strongsville, OH

Andrew Wideman, CMB, AMP

Irvine, CA

Cheryl Wiebe, CMB, AMP

ICE Mortgage Technology

Pleasanton, CA

Ralph C. Wieleba, CMB

Greenwood Village, CO

Arvin Wijay, CMB, AMP

Consolidated Analytics, Inc.

Newport Beach, CA

James P. Wilbanks, CMB

First American Bank

Clive, IA

Dean C. Williams, CMB

Williams Worldwide Auction

Tulsa, OK

Fowler C. Williams, CMB, AMP

Crescent Mortgage Company

Atlanta, GA

Connie Wilson, CMB, AMP

SANTA ANA, CA

Marcia Wilson, CMB, AMP

Colonial Savings, F.A.

Fort Worth, TX

Paul Wirth, CMB

Laguna Niguel, CA

Carla Wise, CMB, CRMP

Freedom Mortgage Corporation

Fishers, IN

Richard H. Wohl, CMB

Ontario, CA

Stephen A. Wojnar, CMB, AMP, CMT

First American

SANTA ANA, CA

Rosemarie A. Wolfe, CMB

Fannie Mae

Tuckasegee, NC

Janet Wong, CMB

CIT Bank, N.A.

Pasadena, CA

Tony Wong, CMB, AMP, CDP

Federal Home Loan Bank of San Francisco

San Francisco, CA

Richard T. Wood III, CMB

Financial Federal Bank

Memphis, TN

Robert A. Woodall, CMB, AMP, CMT

First Republic Bank

San Francisco, CA

Kimberly Woodcock, CMB

Nations Reliable Lending, LLC (NRL Mortgage)

Houston, TX

Thomas F. Wratten, CMB, CRI

Naples, FL

Ian M. Wright, CMB, AMP

Dallas, TX

Matt Wright, CMB, AMP

First Community Mortgage, Inc.

Murfreesboro, TN

Robert (Bob) G. Wright Jr., CMB, CCMS

SS&C Technologies, Inc.

Kansas City, MO

John D. Wyatt, CMB, AMP

Apple Federal Credit Union

Fairfax, VA

Pam Wyman, CMB, AMP, CMT

SWBC Mortgage

San Antonio, TX

Ronnie J. Wynn, CMB

Montgomery, AL

Dena L. Yocom, CMB

San Diego, CA

Doncella M. Young, CMB, AMP

Federal Housing Finance Agency (FHFA)

Washington, DC

Cathleen Malone Zack, CMB

Truist

Wilmington, NC

Angel M. Zarecky, MBA, CMB

Pennsylvania Housing Finance Agency

Harrisburg, PA

Wei Zheng, CMB, AMP

USAA Federal Savings Bank

Plano, TX

David Zitting, CMB

Avenu, LLC

Bountiful, UT

David Zugheri, CMB, CMT

Envoy Mortgage

Houston, TX

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